Florentia Blog

Saturday, February 2, 2008

The Difference between Sales Leaders and Sales Managers

Successful sales reps get promoted to managers with a Big Liability.

In the average sales organization, successful sales reps get promoted to managers.

These "new" sales managers are suddenly tasked with leadership and training. In these situations, there is one common liability. The salesperson's biggest strength now becomes the sales manager's biggest weakness in leading a team. Typically, top sales reps don't diagnose and document their sales routines and processes; rather, they just do it, as the sneaker commercial so aptly says. So, when they are asked to advance the same superior results in a large group, they can't do it.

Why? Because these individuals are exceptional "drivers." Most of their past success was due to their personalities and individual abilities, which are not transferable to the masses.

Sadly, most superior sales performers, when promoted to leadership positions, are unable to truly lead. They have trouble analyzing and teaching their personal sales processes in such a way that their sales teams can properly digest. Solo reps who move into the management sphere tend to manage people versus coaching critical competencies and behaviors, which hurts the bottom line. To be effective, sales leaders must understand and know how to integrate knowledge of sales systems and processes to their staff. They need the majority of their salespeople to accept it, own it and benefit from it.

Going one step further, it is crucial for sales leaders to have experience in identifying and measuring critical core competencies and essential performance metrics. Sales leaders should understand that there are a finite number of scenarios in any selling process. If you identify, train to and measure each one of them, you are on your way to excellence. True sales leaders shine a light on the most critical competencies, enabling the highest percentage of their sales force to routinely win. Sales leaders train to each one of these competencies, but they do so by priority. They understand that training to multiple missions at once will achieve minimal results.

The importance of sales training comes into play for sales leaders, who must consider results-oriented training as a process versus an isolated event. They don't just talk about it at sales meetings, or attend seminars that superficially touch on it; instead, they extract the most important critical competency, such as creating new opportunities, and peel back every element that comprises it. They break apart the elements into single scenarios and attach powerful routines to each scenario. Sales leaders, like great business leaders, spend time developing systematic approaches to essential competencies. And they do it so that their people can outperform the standard.

Sales training campaigns should be setup to improve the ratios of success in each core competency. Operational effectiveness equals better competency routines. Better than whose, you ask? Your competitors', of course.

With the right systems in place, good sales leaders understand their essential competency ratios and performance numbers, and are able to relate them to revenue objectives. It is important to set realistic goals that are in line with performance ratios, then set "benchmarks" for each competency and train specifically to those benchmarks.

Jim Tressel, head football coach for the Ohio State Buckeyes, gave a pre-season interview the year after winning the 2002 National Football Championship. He said, "We've decided to identify a number of important performance benchmarks, and effect training to meet them each week. For instance, we found that over the last 15 years, when we gained at least 200 rushing yards in a game, we won the game 98% of the time. So we are training to routines that will help us get better at the competency of running the football on the ground in order to reach that particular benchmark more often."

Sales leaders believe that sales reps will be accountable to results, provided that leadership:

(1) Identifies the important competencies required for success;
(2) Supplies targeted training with appropriate structures for learning and application; and,
(3) Measures the degree of improvement.

Sales leaders are dedicated to transforming "C" players into "B" players, and "B" players into "A" players. They hold themselves accountable to develop or invest in relevant training systems, learning structures and support tools. They want most of their people to routinely meet or exceed company revenue goals, as well as personal career objectives. They know that they must provide the setting and the tools that foster this kind of achievement.

While their seat-of-the-pants skill sets are excellent, the natural sales rep, when thrust into the role of sales manager, must learn how to convert these skills into transferable processes and routines that focus on essential competencies. Thereafter, it comes down to how effectively they can train, motivate and support their staff towards maximizing core competencies, which ultimately increases the odds of exceeding revenue targets.

Jeff Hardesty is a National sales speaker, Sales performance improvement consultant and the Developer of the X2 Sales System, a blended sales prospecting training system that teaches sales professionals the competency of setting targeted C-level business appointments. Hatti Blog94846
Holly Blog89740

Getting Referrals For Paid Online Surveys

Getting refferals to sign up to online survey sites that you are a member of is a tough task, IF you don't know how to go about it. Even people that think they know how to get referrals end up falling short.

As you have probably found out the hard way, it is not how many referrals that you get, but it is the quality of those referrals. You want to attract people that want to get paid for taking an online survey. You don't want some unmotivated browser, that will join and do absolutely nothing. There are many easy ways to make your referral number skyrocket, and most of them do not involve you having to pay for internet adverstising of any sort. This involves everything from homemade flyers to pass out at a local college, or telling each and every one of your family members and friends (you won't believe how good of a referral a friend/family member can be).

You may want to dive into the paid advertising portion once you get comfortable with what works and what doesn't work, but, who knows, you might not even NEED to pay for any sort of advertising (ex: google adwords). You might end up making a nice amount of money getting people to join survey copanies doing free marketing. The trick is to know what survey sites are good and reward well. You want your referral to feel comfortable with the site they join and you want them to be able to make money themselves. That is why you want to join AND get paid from every single online survey site that you promote. That way, you know that your referrals will enjoy the site enough to keep making money. The longer yor referral is active, the longer you will get paid from the work they do!

Sign up to one of the top online survey sites and get a feeling of what it is about. DO surveys yourself. Earn money. Get paid from them. That way, when you promote it, you can tell your referal exactly what to expect and what to do to make the most money possible from that particular online survey site. Remember, you want a Quality Referral, that enjoys making money taking surveys. The better you lay everything out and give good information, the more likely they are to jump right in and become a consistant money maker for months, or even years to come.

Join 5 or 6 of the highest converting survey sites on the web and spread your referrals between them. You will soon find out which ones are keeping your referrals interested, and you will be able to target a couple of your higher converting survey sites for your referals to join.

Adam Woodham is an expert on Paid Surveys. He has extensive experience making money online with these unique survey websites and runs the web site http://www.surveyquickcash.comGlynis Blog61977
Glennie Blog11559

There Are Thousands of Fun PDA Software Types Available Today

You just got a new PDA. Sure it has all the normal programs, file managers, email, and everything you need to get any job done, but what about the fun PDA software, the games, the photo manager, and the video players? Where are they? Have no fear! There are literally thousands of different games, videos, photos, and other fun PDA software packages that you can purchase and download to your new PDA with ease.

For those who are into gaming, there are millions of fun PDA packages that you can download that will combine some of your favorite games all into one great package for you to enjoy. From word games to action games, you can find everything you like available for download over the Internet. Much of the newest PDA software for gaming that is on the market today will allow you to pick and choose numerous games to download, such as puzzle games or the newest action games for the PSP. There are many great sites that even offer monthly packages, where you can download and try out different games each month. And, with all the great, new games that come out each and every month, you are sure to get some of the best games that are available for your PDA.

For those who are into video or live television, you can also purchase and download special PDA software that will allow you to watch live television and video from your PDA. So, while you are on a business trip, you can enjoy all your favorite shows, videos from home, or anything you wish, all from the comfort of your PDA. Or, you can purchase and download virtual radio players that will allow you to hear all of your favorite radio programs, from music to talk to sports to politics. No matter what radio shows you love, you'll find them with PDA software for virtual radio.

So, no matter what it is you like to do for fun, you can find the perfect PDA software that will allow you to enjoy your PDA while you are away from home. By downloading the software that allows you to enjoy the fun side of your PDA, you will feel right at home, no matter where you are. Most PDA software for gaming, video, photos, television, or whatever you prefer is available though several sites on the web, and most are inexpensive so even the most savvy money watcher can afford to have a little fun on their PDA.

Jones Wright owns and operates http://www.pda-and-software.com Pda SoftwareFredra Blog26468
Flss Blog66226

Plastic Surgery - Where's The "Plastic"?

Don't be looking for the Dupont Company sales rep the next time you visit a Plastic Surgeon's office because, despite popular belief, there's no "Plastic" in Plastic Surgery. The name is taken from the Greek word "plastikos" which means to "mold or shape."

Initially plastic surgery procedures were limited to facial and body reconstruction caused by accidents, trauma, illness or birth defects. As people began to see the purely cosmetic possibilities, many surgeons expanded their services to include facelifts, rhinoplasty (nose jobs), breast augmentation and liposuction.

It's important to know the difference between plastic surgery and cosmetic surgery, especially if you're planning on having your insurance company foot the bill for your procedure.

Cosmetic surgery is performed solely to improve a person's outward physical appearance and self-esteem by correcting naturally occuring conditions that the patient is unhappy with. Cosmetic surgery may be performed by either a Plastic Surgeon or a Cosmetic Surgeon. Cosmetic surgery is generally not covered by health insurance.

Reconstructive plastic surgery is performed to correct or reduce the effects of congenital defects, accidental trauma injury, infections, tumors, and other health-related conditions. It's primary purpose is rarely to simply improve appearance except for extreme cases involving major facial or bodily damage resulting from automobile accidents, etc. Plastic Surgery may only be performed by a Plastic Surgeon.

In most cases insurance does pay for plastic surgery although there are some cases where your claim may be reduced or denied completely. That's why it is always important to coordinate the planned procedure with your health insurance provider BEFORE you get the procedure.

Often times the difference between whether or not your insurance company will cover the bill is the REASON for the procedure. If, for example, you are having your nose reshaped because you're unhappy with your profile -- no deal. You're on your own. However, get that same nose job because your doctor has diagnosed a chronic breathing problem that results in the potentially dangerous condition known as "Sleep Apnea" and you could end up with a new nose courtesy of your health insurance provider!

If you are planning to visit a Plastic Surgeon, keep the following items in mind:

Your plastic surgeon should be "Board Certified" by the American Board of Plastic Surgery;

If your doctor will be using anesthesia then make sure that only a licensed Anesthesiologist administers the medicine and make sure that the facility where the procedure is being performed is accredited by at least one of the following organizations:

American Association for Accreditation of Ambulatory Surgery Facilities(AAAASF)

Accreditation Association for Ambulatory Health Care (AAAHC)

Joint Commission on Accreditation of Healthcare Organizations (JCAHO)

Although making sure that all of these certifications are present is no guarantee of a trouble-free experience, NOT having these certifications means that both the doctor performing plastic surgery, as well as the people who run the facility, have a serious lack of regard for your health and well being! You should NEVER use an uncertified plastic surgeon or facility. The risk is simply not worth it.

Mike Jones is a writer and webmaster with over 10 years experience. Check out his Plastic Surgery Research Library here: http://www.bodyfaq.com/plastic-surgery-libraryFlore Blog8784
Honey Blog34541

Get Wholesale Digital Cameras And Enjoy Security Benefits

Today, digital cameras can be purchased wholesale and through retail outlets. Believe it or not, it is to possible to purchase wholesale digital cameras and still retain many safety as well as security options coupled with the new technology that is now available.

Not only the large business complexes but also the smaller companies now opt to go the wholesale way. There is a great demand for digital cameras. The technology is being used by people from both the corporate sector and the private sector.

The technology that comes with digital cameras provides not only security but also makes it possible for you to take photographs from any place or angle.

Previously, large corporate entities that had a higher risk of crime theft, made use of this technology. In this category, fall the casinos and the large banking institutions that made use of this technology and introduced this mode of security method to the society.

This technology of digital cameras now forms the backbone of surveillance operations. If you are worried about the cost of obtaining the digital camera, do not be so. Digital cameras now come at affordable prices and so you can easily lay your hands on them.

The option of the closed circuit security photography (CCSP) provided by digital cameras are now used by the public areas that have major consumer foot traffic, like subway stations, bus terminals and airports. Digital security cameras are also being purchased and installed by the malls, convenient stores, high auto traffic roadways and city parks. CCSP helps monitor a certain area. It is a great system for identifying suspicious people.

However, there are people who think that their privacy is being intruded by the use of security digital cameras. Yes, the accusation is justified to a certain extent, as these cameras enhance the opportunity for filming people without obtaining their permission for crude purposes. The usage of the CCSP is a controversial one.

Laying your hands on a Wholesale digital camera.

Always keep in mind that the digital camera you opt to buy must essentially be a reliable and authentic one.

You can trust the digital camera buyer's guide to ensure that you buy a good camera. This will provide you up-to-date information about digital camera comparisons, various accessories and lenses and information on what is in and what is out from the present trend.

The cameras available at wholesale prices can be bargains but you really need to shop hard to get a good one at an affordable price. Therefore, have access to the Internet and make use of the 'price comparison engines'. This will provide you a good estimate of the digital camera you require. This saves a lot of your time and effort. You are sure to find reasonably priced wholesale digital cameras on the Internet. So, visit the respective websites now and good luck!

Jones Wright owns and operates http://www.wholesale-camaras.com Wholesale Digital CamerasFilippa Blog71623
Hildegaard Blog77638

Meet Your African Queen Online

African American dating is getting more in demand all the time. More single African American men are finding their African American queens at online dating services. Why make it difficult by going out to clubs and bars one night a week when you can put yourself in front of thousands of African American singles 24 hours a day. Millions of singles worldwide of African decent are taking advantage of these services, and getting results.

So many singles are now spending their time at bars and clubs enjoying themselves, and using their spare time to find love on the internet. You can search for a date any time of the day, so why wait till the weekend. By the time the weekend arrives you could be on a date, and not out looking for one.

Another reason to choose online dating is the cost of going out all the time. An African American online dating service will cost you for a months use less than one night out. And this gets even cheaper if you purchase 3, 6 or 12 month packages. To add to that when you first join you get a free trial to test out the dating web site. So if you're not getting on with the web site you can move on to another service without it costing you anything.

There are plenty of online dating reviews you can read online first to see what type of African American dating service you're attracted to the most. If you're already used to using e-mails or your instant messenger service you will have no trouble with a dating web site.

Once you have found a dating service to your liking you just need to register yourself, and create your profile. This will not take that long at all even if you put a little effort into it, and make it as descriptive as possible. The extra time you take filling in your details the more chance you will have of someone contacting you. Singles with empty profiles rarely get contacted. Also put a nice, clear, up-to-date photo on your profile. This will give you a much higher rate of e-mails and messages. Other singles like to know what the recipient looks like, and it's also the one thing on your profile that sparks that initial attraction.

Once you have given the African American online dating service a good try out you can upgrade your membership. This will give you the advantage of sending e-mails to the singles that you are attracted to. Singles that hang on to their free trial can only send flirts or smiles, and these very rarely get replied to. You have to add that personal touch to your message, and point out the reasons why you are attracted to the African American single. That way your message will stand out amongst the others, and you will get the reply.

After you get all this right you will be experiencing your first date with an African American single you met at an African American dating service.

For African American online dating reviews, and advice for a better quality online dating experience visit - http://www.the-online-dating-reviews.com/african-american-online-dating.html

Jason King is the webmaster for The online dating reviews. http://www.the-online-dating-reviews.comHetti Blog63784
Gisela Blog20971

Ruby vs Java Conundrum

The Ruby language and Rails framework have been gaining rapid prominence and fast becoming development platforms of choice for many Web 2.0 applications and sites. This rapid rise is raising questions on the abilities and applicability of Java technologies for particular kind of products. Many visionaries and early adopters of Ruby and Rails framework have already sounded the death knell for Java. Impetus iLabs has invested significant time, effort and technological expertise to take a hard look at Java and Ruby platforms and to separate the facts from the fiction, an initiative to make users aware, informed, and ahead of new developments in the technology space.

Java

Java refers to a number of computer software products and specifications that together provide a system for developing and deploying cross-platform applications. Java is used in a wide variety of computing platforms spanning from embedded devices and cell phones on the low end to enterprise servers and super computers on the high end.

Java has gained enormous popularity since it first appeared. Its rapid ascension and wide acceptance can be traced to its design and programming features, particularly in its promise that you can write a program once, and run it anywhere. With Java, you can often get software for free and is one of the first programming languages to consider security as part of its design.

Security measures cannot be implemented with any degree of assurance without a reliable framework for program execution. Java provides multiple levels of reliability measures, beginning with the Java language itself.

Java: Pros

* Javas population of programmers is huge.

* Javas open source community thrives. Open source projects exist across a wide spectrum of problem spaces and fill many different niches. With Java, you can often get software for free that youd have to build yourself or pay for on other languages.

* Java is mature. Java is often the safest choice.

* Java is scalable. Weve learned enough from experience to build applications that scale.

* Java offers choice.

* Java Technology is mature and provides proven solutions for enterprise level problems such as Two-phase commit, and distributed objects.

Java: Cons

Like any programming language, Java is not without drawbacks. A study conducted by Wily in 2003 has reported the J2EE performance and availability was generally average to poor. Java has also been receiving stiff competition with IBM launching consulting support for PHP in February 2005.

* The Java Platform Is Weakening

Successful programming languages seem to emerge every decade or so. Bell Labs developed the C programming language in the early 1970s, C++ was released by AT&T in 1985 and slowly subsumed C because it had features allowing object-oriented programming. Sun released Java in 1996, and it rapidly emerged as a popular language for Internet development. Java has been growing steadily ever since. Trivial logic dictates were due for a new programming language around now, and Java should start to decline soon.

* Complexity

Javas complexity is increasing. With one massively complex framework after another, Java vendors embraced EJB and the most complicated version imaginable of web services and XML. EJB vendors redesigned EJB from scratch twice, forcing significant migrations on their customers.

* Availability

In a 2003 study, Wily (http://www.wilytech.com/news/releases/031120.html) reported that J2EE performance and availability were generally average to poor.

* Competition

In February 2005, IBM announced consulting support for PHP. Ruby on Rails has passed 500,000 total downloads. Peter Yared, Suns previous application server CTO predicted that J2EE would lose to LAMP (open source software consisting of Linux, Apache web server, MySQL, and a dynamic language such as Python, Perl, or PHP)

Ruby language

Ruby is a reflective, dynamic, object-oriented programming language. It combines syntax inspired by Perl with Smalltalk-like object-oriented features, and also shares some features with Python, Lisp, Dylan, and CLU. Ruby is a single-pass interpreted language.

Ruby Pros

* Productivity: Ruby and Ruby on Rails have higher productivity measured as Lines of code per feature size and time to build feature.

* Short ramp up times, well motivated team and experienced team can be productive on RoR platform in less than a week cross training

* A long list of industry visionaries are supporting Ruby

o Martin Fowler, chief scientist at ThoughtWorks

o James Duncan Davidson, creator of Ant and Tomcat, is using Rails in a start-up to develop a web-enabled rich application that will be the primary offering of that company.

o David Geary, key designer for several successful web development frameworks including JavaServer Faces (JSF) is speaking and blogging about Rails with regularity.

o Richard Monson Haefel, once one of two voting individuals for the Java Community Process (JCP) recently led the Burton Group in a discussion with high-profile U.S. companies about Ruby on Rails as an important emerging technology. He has also published a paper about using Rails with Oracle.

* Ruby and Ruby on Rails have higher productivity which leads to other benefits like:

o More productivity leads to fewer developers per project.

o You spend less effort on communication for small projects.

o Having fewer developers per project also lowers management costs per project.

o When you finish applications sooner, you deliver their value to the business sooner.

Ruby Cons

* As a new language, Ruby could potentially stagnate, which could make scarce resources even harder to find.

* There are not as many deployed Ruby applications in production yet, so we dont have as much definitive proof of the ultimate scalability of Ruby.

* The Ruby community is not as well established as the Java community, so its harder to find third-party components, frameworks, education, and services.

* Ruby is less structured than Java and has fewer automated features to protect applications from abuse. This flexibility is both a strength and a weakness.

Summary

Impetus strongly believes that in the current scenario Java and Ruby technology platforms will continue to coexist and address different need. RoR and Ruby platform is much better suited for a particular type of Web Applications and Sites where application programmers can control the database.

Java technology platform is proven and addresses issues like two phase commit and distributed objects very well.

In the coming future the equations may change, Ruby platform has a high chance of overtaking Java Platform to be the platform of choice for building all types of application. Impetus believes that the following factors are conducive of Rubys probability of replacing Java

* Network ubiquity and increasing bandwidth changes the dynamics and premises on which the distributed architecture principles were built. Thin client and layered architectures were necessitated for conserving network bandwidth and reducing network traffic due to latency. In a world with fast and fat pipes of connection these premises would not hold anymore. This tilts the balance in favor of Ruby and ROR.

* CPU cycles and memory is becoming ridiculously cheap. Performance and scaling up potentially will be lesser of an issue as you could use more hardware to scale up applications without having to take on a huge cost burden. This again tilts the balance in Rubys favor.

Vineet Tyagi is Director of Engineering,Impetus Technologies (http://www.impetus.com).Goldia Blog66312
Gerianna Blog76449

Kauai Vacation Rentals, What You Can Expect

When it comes to planning a vacation, there are many individuals who fully examine and consider a number of different vacation destinations. However, there are others who put little or no thought into it. This type of thinking may have a negative impact on your next private, romantic, or family vacation. That is why it is important to not only know what you can do on your vacation, but also what you can expect to get out of it.

If you have researched and examined a number of different popular vacation destinations, it is likely that you may have come across the Hawaiian island of Kauai. Kauai is a considered one of the most beautiful places, in the entire world, to visit. This means that there is a good chance that you are interested in scheduling your next family vacation or romantic getaway there.

If you are interested in vacationing in Kauai, you will find that you have number of different options, when it comes to overnight accommodations. As with other popular vacation destinations, you will find a collection of hotels, resorts, and other overnight facilities. While you first thought may be to book a stay at a well-known hotel or resort, you may want to consider examining Kauai vacation rentals.

Kauai vacation rentals often come in the form of condominiums, private homes, or beach front villas. In the Kauai area, you will find that there are a large number of vacation rentals available, many in the above mentioned forms. One of the reasons why many tourists enjoy booking a rental vacation is because of the privacy. In most cases, you will be given your own private home or condo. In a way, you will be staying in a building that is similar to your home, often in more ways than one.

Perhaps, the only concern with Kauai vacation rentals is their cost. In most cases, you will find that their cost exceeds the cost for most local hotels or resorts. While this may pose a problem, it is also important to keep in mind that you are getting what you pay for. As previously mentioned, many vacationers prefer vacation rentals over hotels due to the privacy that they receive. Kauai vacation rentals are also well-known for their beautiful and homelike feel. For many, that makes the cost of a vacation rental well worth the price.

If you are still unsure as to whether or not you want to rent a vacation home in Kauai, you are advised to further examine what you can expect while staying at a vacation home. This may very well be a deciding factor in whether or not you would like to vacation in Kauai. Perhaps, the easiest way to determine what you can expect, when booking a stay at a vacation rental, is by speaking to a rental associate or representative. You can easily find at least one rental associate or representative by performing a standard internet search.

When examining vacation rental associates or representatives, you will likely come across Princeville Vacations. Princeville Vacations currently offers vacation homes and condo rentals throughout the Kauai and Princeville areas. They are not only a well-known vacation rental company, but they are also a reputable one. This means that when you book a stay at one of their vacation rentals, you will only be provided with the best. For more information on what they consider to be the best, you are encouraged to speak with one of their sales associates or representatives today.

Whatever you are looking for, you are sure to find it in Kauai. Whether you want a vacation rental that comes with beautiful dcor, an amazing view, or has an onsite swimming pool or Jacuzzi, you will see that there will likely be a number of Kauai vacation rentals that meet your expectations. To find the rental that is perfect for you, you are urged to seek the assistance of a well-known and trusted rental representative, such as the representatives found at Princeville Vacations.

Princeville Vacations is a leader when it comes to http://www.princeville-vacations.com. To discover your next vacation please visit our site today. Kauai vacation property. at the lowest rates on the island!Glenda Blog2186
Georgeanna Blog31343

Taking a Gap Year

For both students and people in work, the option for taking a gap year is proving to be a very popular life choice. Making the decision to take a gap year and following it through can be difficult to achieve. For a student taking a gap year before or after taking a university degree, a gap year can have a huge positive effect in terms of boosting confidence, increasing maturity, developing social skills, gaining experience and knowledge of different cultures, helping the environment and feeling independent by taking the opportunity of working in a different country.

For a student or individual with no financial or family commitments, a gap year can seem like the perfect way to experience life before joining or returning to the world of work. However, like many things in life, there are major hurdles to overcome. Firstly there is the question of financing the gap year. If a person is lucky enough to have funds available or will be working during their gap year, this poses very few problems. For many people who are hoping to travel during their gap year, it may mean taking a temporary job or asking parents to help out financially. With student debts at an all time high, gaining the necessary funds can prove to be very difficult and delays may be inevitable.

The second hurdle to overcome is the fear and excitement of travelling to the far corners of the world and surviving to tell the tale especially for those travelling solo for the first time. Parents, friends and family will also be very worried with stories of crime, natural disasters, unstable governments and disease ridden areas making the news on a daily basis. In the vast majority of cases, most countries are just as safe as your home country. With the wealth of information available on the internet and through travel guides, there is no excuse not to plan a trip beforehand in order to make the most of it and to avoid unnecessary risks and dangers. Many countries in Europe, Asia, Africa and South America have well laid out backpacker routes which are used by thousands of men and women travelling in groups or on their own. The vast majority have amazing experiences and return home safely. You will be hard pressed to find an individual who has taken a gap year and regretted the decision.

For some, travelling solo may pose a major problem if they have never tried it before. They may be worried about feeling lonely and unable to cope with situations by themselves in a strange country far from home. Fortunately there are thousands of people in exactly the same situation and travelling solo is the ideal way to meet people and build confidence. People often meet in hostels, bars, trains, airports and the list goes on. It is much easier to meet people while travelling than it is in your home country and in most cases, people will only be alone if they choose to be. Also the ability to cope with new situations will improve over a short period of time as you gain confidence through each experience. After a while, you will be booking accommodation on the internet, travelling long distances and communicating with people in a different language without a second thought.

The options for people taking a gap year are huge and include travel, volunteer work, contract work, seasonal jobs, adventure travel, teaching English and much more. For further information, visit http://www.firstgapyear.com. A gap year can be a once in a life time experience and as long as you plan well and use your common sense, it can be year that will change your life for the better.

Lalit Rastogi
http://www.firstgapyear.com

Lalit RastogiGeorge Blog79594
Gayla Blog79478

Red Hat, Pink Hats, Fedoras - How are they manufactured?

While the hat is a familiar article of apparel, most of us don't know how they're made. The construction of a hat depends on what kind of hat it is. For instance, some hats are made as a generic blank, then blocked into shape with heat and steam. Others are sewn out of oddly shape pieces of material that look little like the hat they are going to become.

Straw and felt hats are among those that are blocked. In industrial uses, this is done with a large machine that can block many hats at once. Prior to the invention of blocking machines, this was done by hand on a metal pan. The brim and crown may be done using two different forms, depending on the style of hat to be made.

Because steaming the hat is what allows it to take its shape, there are several different kinds of hats that all start out looking the same. Bowlers, fedoras, and other kinds of felt hats are created as a shaped felt blank. Then, they are placed onto the hat block and any shaping or creases that are desired are put in. The brim is then trimmed to the desired shape, and the hat is finished. Straw hats are created in much the same way.

Straw hats are often coated in a stiffener or protective varnish. Felt hats may also contain sizing to stiffen them. All these agents except varnish are designed to dissolve when exposed to heat and water, so that the hat can be reblocked by a professional if needed. Finishing off blocked hats involves attaching a brim wire if one is necessary to the style, and adding a sweatband and any decorative bindings that are appropriate.

Other styles of hats, such as baseball caps, are both sewn and shaped. The individual pieces of the hat are cut from fabric, which may be treated with a stiffener, then machine sewn together. If the brim or crown requires shaping, this process is often done after the hat is assembled, unless it would harm the hat. The hat may then be finished like any other hat, including hemming and adding a hatband.

By the time a hat gets to the store, it has been through a number of complicated processes. Making a hat is almost more like sculpting than conventional garment making, because of its three dimensional nature. Now that you know a little bit about what goes into the process of making a hat, you'll be able to better appreciate wearing one.

MaryAnn FarnsworthFlorance Blog61506
Fredericka Blog46769

St. Pauls Second Letter To The Internet Marketers

I read the first lesson in church today. It was Pauls second letter to the Corinthians, Chapter 8, starting from verse 1. As I was reading verses 11 and 12, I almost stopped, and had to collect myself to continue reading.

To save you trying to find a Bible, verse 10 says I want to suggest that you finish what you started to do a year ago, and verse 11 is even better it says Let your enthusiastic idea at the start be equalled by you realistic action now.

The reason I nearly stopped reading is because these words really struck home to me as an internet marketer, and I suspect it would have struck a chord with you too.

Have we not all been guilty of enthusiastically downloading the latest magic formula for online riches? We probably only bought what we did because of the $15000 worth of bonuses which were offered along with the product.

Now we have hard drives cluttered up with stuff we have never opened, and sometimes stuff we have actually paid money for, and yet still have never used.

What went wrong? Did we get too busy with other things, thinking we would get around to using that marvellous money making scheme later? The trouble is, later never comes, as we get distracted by another hundred emails, each of which promises so much, but which will just as inevitably deliver so little, and off we go again, looking for the next big thing.

Have a look on your hard drive. Ill bet youve got stuff that you cant recognize from the file name, cant remember where you got it from, or why you ever downloaded it.

It is a known fact that if an internet marketer sold private label right books or articles to a limited market of 300 people (and for PLR you wouldnt want any wider distribution than this), only about a third or less would ever appear on the net. This is why PLR products are so good if you follow up your enthusiasm with action, you will have a great chance of making good, as you will have a significant advantage over the vast majority who will do nothing with their purchase.

So, how do you get yourself into this happy situation?

What you have to do is BEGIN! Yes, its as simple as that. Tell yourself that on a certain day at a certain time you will start on (Enter your own project here fish it out of the too hard basket.

Dont open any emails on that day, dont get distracted by anything at all, and at least MAKE A START. This is how writers get over their mental block. Rather than sit there staring at a blank piece of paper in their typewriter (those that still use typewriters), they start typing. What they type doesnt really matter, it is just a trigger to get them going.

For instance, this very evening I found out why the links on my website were in large print, and bolded, thereby using up too much space in my website ads. I had been putting this off for months, knowing it was something to do with a mysterious CSS file, but not quite knowing what a CSS file actually was, what it did, and what I had to do to achieve what I wanted.

Eventually, I did a search, and found a CSS tutorial. Then I went to Dreamweaver and loaded up my money-making site. I then found that I didnt need the tutorial at all, Dreamweaver let me edit the CSS file on the screen. The whole thing took less than thirty seconds! All I had to do was make the commitment to myself to actually start doing what I had been putting off for so long. I urge you to do the same.

Next I resolved to carry out what I had thought about in church, that there was a good article somewhere in St. Pauls words, so I opened up Word, typed the headline, and havent stopped until I got to here!

So, type out verses 11 and 12, and stick them to your screen, or somewhere where you will see them each time you sit down at your computer, and marvel that St. Pauls words are still so relevant to us today as internet marketers!

©Peter Phillips 2006

Peter Phillips is an accountant and internet marketer living in Canberra, AustraliaHonor Blog86192
Flss Blog63488

Debt Consolidation With Unsecured Personal Loans

Everyone knows how quickly monthly credit payments can add up. Between credit cards, auto loans and medical bills, it can be very overwhelming. Add high interest rates to the equation and it can be virtually impossible to get out from under the burden of all that debt. It truly is a vicious cycle a cycle that enriches the profits of many creditors. Take, for instance, a credit card with a 5000 balance that carries a 22% interest rate and has a minimum payment of 130. At this rate, it will take seven years to pay off the credit card at a cost of about 10,000. Thats twice the principal balance on the credit card! Add one or two more credit cards, an auto loan and a hospital bill and its no wonder that consumers are becoming prisoners to their creditors.

Many people today have found a way to manage their debt through unsecured personal loans. This type of debt consolidation is really geared toward those who do not meet the normal lending criteria, meaning those with lower credit scores and/or those considered sub prime or high risk by traditional lenders. Many things can contribute to a less than desirable credit rating, the worst, obviously, being things like bankruptcy and foreclosure. More commonly however, credit scores are tarnished by late payments and an unfavorable debt-to-income ratio. Unfortunately, once the damage is done and it can be done rather quickly it can take years to repair. Whats a person to do in the meantime?

In the past, there was not much that a person could do except wait until enough time passed and all the blemishes were erased off. Creditors viewed those with low credit scores as abusers of the credit system. When so many consumers today are living paycheck to paycheck, it is virtually impossible to not have some kind of derogatory mark on your credit report. A 30-day late payment can lower a credit score by 30 - 75 points. Imagine what a month or two of unemployment can do to a credit score. In a matter of weeks, someone with great credit can fall into the abyss of the sub prime - a hole from which it will take years to emerge. However, a new trend is developing as many lenders have found that a low credit score does not equate to a deadbeat, non-paying borrower. In fact, many lenders are specializing in working with those with problem credit to help them get back on track.

There are several companies out there who specialize in making unsecured personal loans to individuals with sub prime lending criteria. Most will grant loans for amounts as little as 250 and as much as 25,000. Loans are available with same-day approval and no upfront fees. To ensure a loan company is reputable, be sure to look for one that is regulated and registered as a finance broker. Borrowers may also want to look for a lender that offers comprehensive insurance in case of an illness or unemployment.

An unsecured personal loan helps a persons financial position by consolidating all debt into one manageable monthly payment. Instead of writing, for example, five different checks to five different creditors, the five accounts are consolidated into one with a single lender; therefore, only one check is issued. Most often, the interest rate on the personal loan is lower than that on the credit cards and the single monthly payment is generally less than the sum of the five individual payments. Homeowners would generally use a home equity line of credit to accomplish this, but since an unsecured personal loan requires no collateral, it is ideal for UK Council Tenants, Housing Association Tenants, Private Tenants, MOD Tenants. In fact, individuals with any residential status can take advantage of this type of credit.

While approximately half of these types of loans fall into the debt consolidation category, about 20% are requests for new car loans. Borrowers are also looking to fund such things as holidays, weddings, even cosmetic surgery. The loans offer an opportunity for someone to splurge on something that is important to him or her.

It is important to borrow only as much money as you can afford to repay. Thats why its a good idea to do an income and expenditure exercise before applying. Income should always outweigh expenses and money for savings and emergencies should be included in that budget. It is also important to remember non-regular expenditures such as gifts, vacations, entertainment and clothing. If it turns out that there is more money going out than coming in each month, debt consolidation can still help, but it may be necessary to give up some of the non-necessities. To assist with preparing a budget, The Office of Fair Trade website offers a free budget tool. The site also provides information about credit, finance, and loans. It prompts certain questions to ensure that the consumer has shopped around for the best deal and that he or she is making a wise financial decision.

An unsecured personal loan can mean different things to different people. Whether its used for debt consolidation or otherwise, here are some of the benefits:

Lower monthly payments
Pay off debt more quickly
Increased monthly disposable income
Rebuild credit
Enjoy that dream vacation, car, body, stereo system, etc.

Choosing a lender can be tricky. Borrowers should look for a company that:

Is regulated
Is registered as a financial broker
Charges no fees upfront or otherwise
Offers insurance policies to cover illnesses or unemployment

When done correctly, debt consolidation with unsecured personal loans can mean a better financial position for many.
By PA Davis sponsored by http://www.tenantloansuk.com/ who provides Unsecured Personal Loans: http://www.tenantloansuk.com/ from 250 to 25,000 for any purpose for non home owners. Please link to this site when using this article.Giorgia Blog94067
Florance Blog61506

What is Windows Vista?

What is Windows Vista? I have been getting this a lot lately with all of the buzz and hype on the Internet. Windows Vista is the newest PC Operating System to be launched in November 2006. The system has already been sent out to over 2 million users for beta testing and has got huge reviews!

Windows Vista improves application quality, enables developers to create richer, easier-to-use applications, and adds comprehensive APIs for accessing connectivity infrastructure.

1. Find and Use Information - Increasing user productivity by making it easier to find and use information.

2. Enable Mobile Workforce - Enabling a better connected more collaborative and more secure mobile workforce.

3. Improve Security and Compliance - Helping protect your data, secure your environment, and make it easier to achieve compliance with regulations and policies.

4. Optimize Desktop Infrastructure - Reducing cost and complexity of deploying, managing, and supporting your company PCs.

With the advances in Windows Vista, Microsoft enables the Windows platform to deliver on three key essentials:

 Helping people to be more confident by making the operating system safer, more reliable, and more responsive
 Helping people gain clarity by removing clutter and improving organization
 Helping people connect with others easily and securely by improving network security and integration collaboration

Windows Vista empowers developers to create software that embodies these three essentials.

Windows Vista makes it easy to connect to information, connect to systems, and connect to customers. Using the Windows Communication Foundation Web services infrastructure, developers can create applications that communicate seamlessly across a wide range of hardware and software. Additionally, Windows Vista provides RSS support to enable developers to create experiences that aggregate information from multiple sources.

Amanda Bode is Co-Owner and Managing Director of Select Networks, LLC, which specializes in Computer Network Support for the small-medium business located in the metro Kansas City area, other services include Website/email hosting and Website design solutions. http://www.selectkc.com.Haley Blog40795
Gloria Blog85881

History of Dunn Bros. Coffee

Dunn Bros Coffee was founded by Ed Dunn in 1987. In college, he took note of the success of coffeehouses in certain areas of the country. To gain a deeper grasp of the industry, Ed Dunn immersed himself in the food service industry and coffee-related retail work.

Particularly, in December of 1987, Ed opened his first coffeehouse with the help of his brother, Dan, in St. Paul, Minnesota. The two decided to open the Dunn Bros Coffee in St. Paul because the area was similar to Portland, Oregon--another area of the country with a large coffee-drinking population.

Dunn Bros Coffee is a coffee franchise spreading across the Midwest. Dunn Bros Coffee has locations in Kansas, Minnesota, Missouri, South Dakota, Tennessee, Texas, and Wisconsin. With a team of friendly staff, they are looking to expand across the country.

Do not compare a Dunn Bros Coffee franchise to a Starbucks franchise. Dunn Bros Coffee has become particularly well known for on-site roasting. Ed had an accurate vision that the coffee drinker was enthralled by the smell of fresh coffee. If you are an entrpreneur looking for the next coffee franchise that will take the country by storm, Dunn Bros Coffee is it. Unlike Starbucks, who has yet to perfect on-site roasting, Dunn Bros Coffee is a franchise that has not saturated the market. They still have immense room for growth.

And, as already mentioned, their team of friendly staff works as one unit to ensure the successful launch of any new Dunn Bros Coffee franchise. If you are interested in the successful launch of your own Dunn Bros Coffee franchise, their contact information is as follows:

Franchise Support Center
111 3rd Ave South
Minneapolis, MN
55401

Phone
612-334-9746

The Franchise Support Center is located at the Dunn Bros Coffee headquarters.

Bradley G. Smith is a successful author. He writes and designs online content for small businesses. Read more information about Dunn Bros. Coffee by visiting the following link: http://www.highoncoffee.com/coffee/dunn-bros-coffee.phpHazel Blog92623
Frankie Blog54304

Let a Debt Management Program get your Debts on the Track

We, the people are habitual of getting our expenses exceeding our financial recourses. We want something and we get it even if our pocket doesnt allow it. When shortfall of money is the problem, we take loans or debts for achieving what we want. This doesnt affect us till we are able to manage them. But when these debts get out of our control and instead start controlling us, we are in trouble. In such situation a debt management program can be the cure to this financial fever.

Debt management programs are meant for debt removal and managing repayments, enable the borrowers to breathe easy in a debt less environment. These days debt management program providers not only prepares debt management plans but also other services which you can avail to control your debts in future. Credit counseling, bankruptcy and debt handling education, budget plans, online counseling, credit report and status analysis, measures to stop debt from arising further etc are the benefits which you can avail under a debt management program.

These debt management program providers also arranges debt consolidation loan for consolidation of your debts. With a debt consolidation loan amount you can consolidate all your existing debts. So that now you have to make a single monthly repayment installment instead of paying each debt separately. Also this saves lot of your money as the interest rate is much low as compared to what you are paying on all your debt in total. Debt management program combined a with debt consolidation loans serves you faster and better in eliminating all your debts.

A debt management program also provides you with the automatic deposit services. Under this service the debt management program providers automatically deducts the debt amount from your checking account and pay your creditors accordingly. This removes the hassle of repaying debts on your own. Also, these service providers have tie ups with large number of lenders. They can make your repayments affordable by talking to your lenders for interest rates and repayment term.

As we know that precautions always start at home, we can take certain steps from our side along with a debt management program to manage our debts. We can make lesser use of credit cards, which is a big reason for rising debts. Make cash purchase wherever possible or use debit card. Planning and budgeting can be of a great help.

Debt management program are uniquely designed for every individual. For applying for a debt management program you can fill an online application form with following details:

Personal details Name, address and contact information, mobile numbers, email IDs.

Debt information Amount of debts with you, number of debts with you along with details about your creditors, credit statement for reference.

Employment details Your employment status and monthly income.

Enrollment process for a debt management program provider will take 30 to 40 minutes. The debt management program provider will contact you with the best possible solution after accessing your information and help you see a better world.

Loan borrowing is like once in a life time decision and much is at stake. It is indeed not a good thing that many people are misguided into taking loans that are not appropriate to their financial situation. This leads to many allied misgivings. As a financial consultant the only driving force of Ann Gibson is to provide proper knowledge. Because knowledge in respect to loan borrowing is power and exudes financial benefits. He works for uk debt consolidation site uk debt consolidations. To find a personal debt consolidation loans, Debt management programs, loans, unsecured debt consolidation loans, secured loans, debt consolidation loan, debt consolidation mortgage that best suits your need please visit http://www.ukdebtconsolidations.co.ukGwenny Blog23071
Georgeanna Blog31343

What is the worst "Lie" in golf?

Let us begin with a few myth busters, shall we.

Myths -

1) If you have a perfect golf swing you'll have a perfect game.
2) You can buy a better game
3) Technology has lowered golfers scores

Most every golfer subscribes to these beliefs in one way or another. The entire golf instruction, training aid, and golf club making market bear this out. Golf magazines, tv shows, and article after article offer tips, fixes, cures and virtually every imaginable training aid conceivable to craft the perfect swing. All with the pretense of helping you play better golf.

Well has it worked? Let's take a look...

In 1978 75% of all golfers never broke 90 - so barely 25% ever shot in the 80's.

In 2004, a full 26 years later, after the advent of 460CC drivers with 45" multi-kick point shafts, cavity back irons, balls that prevent hooks and slices, and world class instruction from the smartest minds in the buz, that number has been increased by a wopping 3%!

Now a full 28% of all golfers has broken 90! But hey, let's cut the industry some slack, there's only been 90+ billion spent on golf equipment over that time! That doesn't include lessons or training aids! All that technology and collective wisdom and this is how far we've come...impressive, huh.

Seriously, any other business that produced numbers like these for their customers would be out of business! But the golfing public has an insatiable appetite that an ever growing horde of manufacturers and marketers are more than willing to feed.

Ok, do you want to pay me now or later for the moral booster? What? This doesn't get you pumped about your prospects of dropping your handicap by 10 strokes by buying the next training aid?

You mean to tell me you're not going to do that $2,500 re-shafting, ball changing, loft angle adjusting, launch angle increasing, club-fitting session you had booked for next Saturday? Hmmm, was it something I said?

As golfers we are bombarded with instruction tips, training options, and product offerings that'll have your head spinning faster than Paris Hilton after swizzeling a half dozen Crantini's.

So where's the moral of this myth busting story? Do we all just give up trying to improve? Absolutely not. We all need to fulfill that important human craving of getting better at what we love. Yet where we place our attention to achieve this goal is what has to change. Our core beliefs about what causes improvement should be based on reality not myths. They should empower us, not encourage wishful thinking and needlessly empty our wallets.

"So if it isn't gear that makes us better maybe it's lessons," did I hear you say? Certainly lessons are an asset and obviously accelerate your skill development yet they're not absolutely essential. Ask Lee Trevino, Jim Furyk, Chris Dimarco and countless others who are self taught. And I think we can all agree that there isn't much "pretty" about any of their swings.

Do you think any of them were intent on crafting the perfect swing? Yet if we look at things from a different perspective maybe they do have perfect swings. Why? Because they work! Golf ain't a beauty contest.

In the final analysis there is only one area that promotes the quickest and most lasting change in any golfers game. And what's interesting about it is this is the only area that doesn't cost a penny to use yet almost no-one uses it!

That area is the often quoted 6 inches between your ears! Your mind. The mental game. Using your mind in a strategic, methodical and focused way is the surest method of lowering your scores. Period.

If you want to run out and spend $500 on a new driver and another $1000 or more on irons to make you play better, feel free. You might be that one in a million that changes the statistics. I realize we'll all buy nice gear once in a while but we can't buy it with a belief that this will seriously lower our scores.

Needless to say, my articles won't be sponsored by Taylor Made or Nike any time soon! I don't help sell much golf equipment! No, my approach to lowering your handicap, improving your swing, and increasing your satisfaction leans towards inner change before outer gains.

True improvement only arrives when we first assess where we are in relation to our goal. Then we must take an inventory of all the things that have actually produced measurable results. Which means no denial! We can't hope to move our game to the next level by hanging on to a lie, now can we? If you do then that's what I call a real "hanging lie". Ok, that was a cheap pun but it was there for the taking...

Each and every one of us has the innate ability to tap our own potential and transform any part of our lives, including golf. We just require the right road map and a good compass to keep us on target.

It's time to wake up and smell the napalm or the myths that cloud our brains will keep us believing we can buy a better game.

Wade Pearse is a Peak Performance Coach who specializes in golf. He used his own techniques to drop his handicap from 26 to 3 without lessons or training aids. Your outcomes are his focus and his strategies work. Guaranteed.Flora Blog59128
Haleigh Blog48631

A Guide to Purchase a Digital Camera

Photographic camera became a desired consumer item since it became handheld many years ago. As it became digital with no need for film processing, digital camera became even more popular and it is now considered one of the most wanted optical/electronic consumer products.

However buying a digital camera may be a bit difficult due to the many brands and models being offered. After all there are so many features, one has to be sure of his needs in picking the right digital camera. The following tips might of some help:

1 - Price range: It is recommended that you establish a price range you are willing to pay for your new digital camera. Prices can start from bellow a hundred up to thousands of dollars.

2 - Features: Within the price range previously established, check the features available in digital cameras. Make sure it will meet your requirements for your personal or professional goals. You may find features such as zoom, automatic functions, special effects, black & white images, video recording capability and others.

3 - Battery life: Depending upon the places you go, charging the camera`s battery may not be possible. So make sure the battery life will last long enough during your outdoor activities. Also it may be a good idea to have some extra rechargeable batteries, so that that you won`t have to stop using the camera, while the original batteries are being charged.

4 - Memory Storage: Digital photographs are stored in the camera`s memory. Most cameras have built in memory, but it will accept memory card as well, to increase its storage capability. Depending upon the picture resolution, a user can take hundreds of shots, before it exceeds the memory storage.

5 - Image Resolution: Also known as pixel resolution, this is one of the most talked about features in digital cameras. Although 2.0 mega pixels will deliver good photos for any personal and emailing purposes, nowadays digital cameras with 8.0 and above mega pixels (million of pixels) have become a standard feature. The higher the mega pixel resolution, the better it will look the pictures in larger prints. For those thinking about image enlargement, high mega pixel resolution is a must.

6 - Lens: Beware that the zoom feature may be of two kinds: optical and digital. Optical zoom relies on the lens magnification and delivers a good, sharp and clear image. On the other hand, digital zoom is the magnifying of the digital image and produces a less sharp, grainy image. So make sure that the digital camera offers some optical zoom capability. Also look for lens auto focus and image stabilization features.

7 - LCD: LCD screen is a standard feature in every digital camera, and it works for framing the shot beforehand and viewing it afterwards. Look for LCD screen size 2 inches and above for better clear images.

8 - Online Stores: Whenever looking for the best deals in digital cameras, take a look at some trusted internet stores. Since prices are posted in web sites, people may find very easy to compare them, and get the best deals. Also take a look at some auction sites, for new and used digital cameras.

Digital camera has definitely become a very popular consumer product. The easy of taking shots and emailing to friends have really made this item an absolute must-have kind of product. I guess one could say that people found in digital cameras the perfect tool to preserve special moments by sharing digital photos with loved ones, around this ever growing wide web world.

This article is under GNU FDL license and can be distributed without any previous authorization from the author. However the authors name and all the URLs (links) mentioned in the article and biography must be kept.

Roberto Sedycias has a bachelor degree in Business Administration and over 20 years experience in systems analysis and computer programming. Currently working as IT consultant for http://www.polomercantil.com.br Genny Blog99982
Freda Blog93397

Life, Post-Menopause

As a woman reaches mid-life, normally in her late forties, she may begin to notice how different she feels. Some women just feel generally worn out, as if they are deeply tired. Initially most women do not realize that what they are experiencing ispost-menopausal symptoms. A woman's body changes a great deal during menopause. Their ovaries are decrease production, which means causes blood hormone levels to drop. As women age and enter perimenopause, their cycles may become sporadic, they may miss the occasional cycle, but they will not reach post-menopause until they have had no menstrual period for 12 consecutive months.

Women can feel many different kinds of things during post-menopause; many of which can be debilitating. They may experience whole ranges of emotions from anger to depression, and frustration. These varying emotions can wreak havoc on a woman's life. They can negatively impact new, as well as on-going, relationships. They make it tempting for old friends to avoid contact or communication because their moods are so unpredictable. Work can also be impacted because it is hard to concentrate on work when a woman is coping with so many other issues. It is imperative to keep in mind that all of these emotions are normal. Every woman has them to some degree. Though some women may deal with them without problem, others can have a much more difficult time coping with post-menopausal issues. Medication is often necessary in these cases.

If you do experience serious post-menopause symptoms, it is essential to select the correct physician. If your doctor seems unsympathetic, it may be necessary to find a different gynecologist who meshes with your personality. You need someone who can not only present the right treatment options, you also need someone who can encourage you. It is important to remember even though you may feel like you will never surmount the problems associated with post-menopause, you will. Eventually, you will be be able to move on with your life. Hopefully, the people around you who have been enduring your emotional changes will be understanding that this is simply a part of the normal menopausal process. More than ever, you will need their love and support during this emotional time.

One thing that has helped many women is to learn to shift your focus to things other than your menopause symptoms. For example, many menopausal women, take up new activities activities they did know but were forgotten. Some discover a new hobby like pottery or gardening. You might try joining a water aerobics class, for example. Others make regular dates to meet old friends. Still others try regularly to do something special for themselves. You might contact your local college and investigate available continuing education opportunities. By keeping busy and working with things you enjoy you may be able to control your symptoms. One key to coping with menopause is taking the time to comprehend it.

Linda Williams writes for several popular web sites, including http://nedod.com and http://bosiv.com.Hali Blog45383
Hadria Blog39940

T.O.s Unfamous Return To Lincoln Financial Field

It was an unpleasant return for T.O. to his former home field.

Terrell Owens, the former star for the Philadelphia Eagles, is now playing for the Dallas Cowboys, and last Sunday was his first visit in almost a year to the Lincoln Financial Field in Philly.

While T.O. was just warming up and catching some passes in the field before the game, the Eagles fans were just starting the booing outside in the parking lot, they promised him more insults than any other athlete had ever heard before.

Matt Flinchbaugh of Camp Hill, Pa. arrived in his vehicle, which had detail offensive comments about the Cowboys and Owens.

"The boos are going to be larger and louder than anybody else ever felt, his T.O. jersey serving as an unofficial doormat. "It's the Super Bowl for us." Flinchbaugh said.

Flinchbaugh said Eagles fans can't forgive the way Owens fractured the team last season, "He didn't leave on bitter terms. He left on hatred terms," he said.

Bonnie Grant, an Eagles spokesman said that security was increased for the game and that any fan caught up throwing anything to the field, will be immediately ejected from the stairs and might face a possible revocation of his season tickets.

Even there was a sign that read "One down, one to go" with a photo of Owens and another of former Cowboys receiver Michael Irvin, who had to leave the field after suffering a neck injury in a game against the Eagles in 1999.

Surely Eagles fans were not happy with the presence of Owens in their home field, but the now Cowboys wide receiver is looking forward to be accepted by the fans for the Dallas team.

Marshall Smith is an informative writer and specialist in the football betting industry who currently comments on the latest events on all major sports for http://www.instantactionsports.com/.Harmony Blog60265
Hendrika Blog24837

5 Rafting Trips For Families And Beginners

Whitewater rafting can be fun and exhilarating. It can also be scary and dangerous if you venture out by yourself in an area that's rated way above your experience level. But, are there rafting trips which offer fun and excitement, but still mild enough for beginners and children? Absolutely. Here are a few you might consider.

1. Little Gore Canyon Near Denver, Colorado

With a rating of Class I to III, the Little Gore Canyon section of the Colorado River offers mild yet exciting whitewater suitable for beginners and families with children. You can enjoy Little Gore Canyon in a raft, kayak, inflatable kayak or a canoe.

Companies which offer rafting trips for families in Little Gore Canyon include:

Bill Dvorak's Kayak & Rafting Expeditions

Providing expeditions since 1969, Dvorak's was Colorados first licensed outfitter. They offer 2-day family expeditions in Little Gore Canyon, with meals included. For more information, call them at 800-824-3795.

Rancho Del Rio

Offers half and full-day trips with lunch included, as well as an overnight and three-day trip with choice of three meal plans. Call them at 970-653-4431 for more information.

2. San Miguel River Near Telluride, Colorado

A rafting trip along the San Miguel River near Telluride, Colorado will provide you with Class II and occasional Class III rapids, along with spectacular scenery of red rock cliffs and alpine terrain. This trip is great for beginners and families with children over 10 years of age.

Companies which offer rafting trips for families along the San Miguel River include:

Mild to Wild Rafting & Jeep Trail Tours, Inc.

Trip leaders average 3,000 river miles (the state of Colorado requires 750), and they offer shuttles around rapids for kids and elders. Mild to Wild offers 1-day, 2-day or 3-day trips down the San Miguel River, including meals on the river and in camp.

Bill Dvorak's Kayak & Rafting Expeditions

They offer 1 to 5-day family rafting expeditions along the San Miguel River, with meals included. For more information, call them at 800-824-3795. If you wish longer trips of 6 to 12 days, you can combine a trip on the San Miguel River with a trip on the Dolores. are available by combining the San Miguel with the Dolores.

3. Upper New River South Central West Virginia

Beginners will appreciate the "beginner-friendly" rapids of the Upper New River, rated I to III in difficulty. An added feature is the incredibly beautiful scenery and the belief by some that the New River is the world's 2nd oldest river.

Companies which offer family rafting trips on the Upper New River include:

Rivermen

Offers a 1-day family rafting trip package on the Upper New River which includes 2 nights lodging, 1 breakfast buffet, 1 lunch buffet and 1 dinner buffet. You have many different types of lodging to choose from, including cabin, RV, camping, cabin tent or the Quality Inn. If you want more adventure to go with your rafting, Rivermen also offers multi-sport, multi-day adventure packages, such as a rafting and climbing package, a rafting, climbing and jetboat package, or a rafting, climbing, jetboat and horseback riding package. Call them at 800-545-7238 for more information.

4. South Fork of the American River near Sacramento, California

The South Fork of the American River is a favorite in California, rated a Class II and III and suitable for beginners and children ages 7 and above. The 3-mile, Class II "Coloma to Lotus" stretch of the South Fork is a perfect place for novices to try out rafting. You will also enjoy the scenery of oak and pine forests.

Companies which offer family rafting trips on the South Fork include:

O.A.R.S.

Has been in business for over 30 years and offers a 2-day rafting trip on the South Fork, which includes lunch and dinner and overnight camping at Rivers Bend Resort in Coloma, as well as breakfast the next morning. Call them at 800-346-6277 for more information.

American Whitewater Expeditions

Offers half, full and 2-day trips on the South Fork, as well as family midweek specials of 1 and 2-day trips. For those of you in Southern California, American Whitewater Expeditions has a special 2-day South Fork trip with round trip deluxe bus from Orange County, Los Angeles or San Fernando. And for those family members or friends who don't wish to raft but wish to camp at the company's campsite, they have a special of 2-nights camping and 4 meals for $69. Call 877-825-3206 for more information.

5. Upper Main Salmon River near Sun Valley, Idaho

This section of the Salmon River in the Sawtooth Wilderness Area provides mild Class II rapids with some thrilling Class III rapids to provide the beginner and veteran alike with a very enjoyable rafting adventure.

Companies which offer beginner and family trips on the Salmon River include:

White Cloud Rafting Adventures

Offering half and full-day Class II and III trips suitable for beginners and children. Half-day trips include a snack, full-day trips include lunch. They also offer half-day scenic float trips for those who want an even milder trip down the Salmon River. This trip is a smooth and easy float with Class II rapids. Call them at 800-571-RAFT for more information.

Whichever river and outfitter you choose, do remember to apply sunscreen and wear water shoes or tennis shoes (no flip-flops), and bring a change of clothes. And do be careful, whitewater rafting can be addictive.

Shari Hearn is a writer and creator of several travel sites, http://www.boating-vacation.com http://www.rv-camping.net and http://www.topvacationspots.netHadria Blog39940
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Need Money? You Asset Can Get You Cheap Secured Personal Loans

In a world where money is playing such a critical role, you cannot afford to stay a single moment without sufficient fund. Money is needed for your each and every action that you perform. But imagine that in this scenario, if you face a cash shortage due to any reason, what would you do. The answer is simple- you will go for a loan that is affordable, is available at the right time and is convenient to repay. Such an opportunity is provided by cheap secured personal loans which will not only fill the cash gap but also make your financial life healthy. Let us see how it works.

Cheap secured personal loans are such loan products that offer you money for almost any kind of purpose. This is because personal loans are available for your personal needs which can be anything. When you are applying for these loans, you need not tell the lender the purpose of this loan. So whether you have to meet your medical bill or business expenses, or you have to purchase a home or a car, do not worry. Cheap secured personal loans are available for you.

In order to avail a cheap secured personal loan, you should firstly make up your mind as to what security you are going to put as collateral. Since it is a secured loan, you are required to put collateral against the loan amount. You can place any valuable property such as your home, car, jewelry, or any other asset that is equal to or greater than the loan value. This gives you an additional benefit of getting a good loan amount because collateral gives lender an assurance that his money is not at risk and that if you fail to repay, he can always repossess your asset.

You can get a cheap secured personal loan with an amount ranging from 3000-25,000. However, the loan value can even extend up to 100,000 depending upon your requirements and the collateral that you put. The repayment term is usually 3-25 years.

The interest rate charged with secured personal loans depends on the loan amount and the repayment. However you can get a cheap and reasonable loan by applying to the online loan lending services. Online lenders provide you a list of lenders who offer secured personal loans at cheap rates. Among them you can easily compare and choose the best and reasonable lender. Online lenders also provide you ease in filling the application form. They offer you fund within as fast as 10-12 days. This is because it has a least number of paperwork and verification process.

Cheap secured personal loans provide funds for all. People with bad credit or no credit history can also apply. They will be offered a loan deal that will suit their financial situations.

Loans are available widely. But cheap secured personal loans provide you the best deal. Apply now and get maximum benefits.

Amanda Thompson holds a Bachelors degree in Commerce from CPIT and has completed her masters in Business Administration from IGNOU.She is working as financial consultant for chanceforloans . To find a Cheap secured personal loans ,Debt consolidation loans, Cheap rates, Personal loans,Secured loans, Unsecured loan visit http://www.chanceforloans.co.uk.Henka Blog37646
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Home Schooling Costs - What Are They?

When people consider teaching their children at home, without any structured curriculum, they may think that the home schooling costs will be able to be kept down to a reasonable level. But this is not necessarily the case at all. If you try to ensure that your children get a state of the art education so that they can compete on a level footing with regular school goers, the costs can skyrocket. In actual fact schooling a child at home can turn out to be quite costly.

A computer, current textbooks, course materials, all these things cost some amount of money, also there are extra costs for any tutors the parent decides to bring in to teach subjects that they cannot teach themselves, such as science or higher level maths. These costs can be minimised when several children are able to reuse the materials.

Another point to consider is that the requirement of having one of the parents tied to the home on a full time basis can deprive the family of an extra wage packet. This can, of course have a substantial impact on the familys income.

Having a membership in a public library, various outside activity classes and other cultural events can also help in keeping the costs down. One idea is to barter expertise or services. For example, the parent of a nine year old has dancing classes; her daughter gets drawing classes in return.

However much it costs, the devotees of home schooling state that the benefits more than outweigh the drawbacks. When you are in control of what knowledge your child receives, and what subjects he or she should be taught and to what level, it can give you loads of freedom and a lot of power. The children and also the parents can benefit greatly from this mutually enriching experience.

James Hunaban is the owner of http://www.home-schooling-advice.net/ a site full of information and advice about Home Schooling.Genvieve Blog18266
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What Is Microsoft Terminal Server?

Microsoft Terminal Server is a component of the Windows operating system that allows users to remotely access servers and applications over the internet or a local area network. Terminal Server runs on Windows Server 2003, Windows 2000 Server and Windows NT 4 Terminal Server. Client devices connecting to a Terminal Server can be Windows workstations, Macintosh or Linux machines, mobile devices and dumb terminals.

When Terminal Server is installed and enabled on a Windows Server, users can connect to virtual desktops, or single instances of an application. User's applications, or virtual desktops, are executed on the server instead of the client. The end user sees their terminal services session across the network or internet connection, similar to VNC or Citrix.

Unlike these other remote control programs, a Windows Terminal Server runs a in a multi user mode that allows multiple users to log into the server at the same time. Depending on the hardware and resources that the server can provide, a single Terminal Server can support dozens or even hundreds of simultaneous users.

Terminal Server sessions provide support for many client side resources. For example, a Windows 2003 Terminal Server supports accessing your local disk drives, printers, serial ports, sound and the windows clipboard while connected to a Terminal Services session.

The Windows XP Pro operating system also provides similar functionality. It is called "Remote Desktop". The main difference is that it only supports one user at a time. If you connect to a Windows XP Pro machine via a Terminal Services session, it will actually lock the console of the physical machine. "Remote Desktop" can be enabled on an XP Pro machine by accessing the "System" applet, selecting the "Remote" tab and checking the option that says "Enable Remote Desktop on this computer".

Building a stable Terminal Server solution can be a lot of work, and this article merely scratches the surface of the technology, but hopefully you now have a better idea of what it is and what it can do.

Matt Peterson is a Consultant for N2 Network Solutions, Visit N2 online at http://www.n2networksolutions.com,Giralda Blog59879
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Decorating Ideas for Small Rooms

* Make the most of decorating small rooms. Color plays a vital role in a small room. It sets the decorative style and scheme, but also can change the room's appearance. Use bright colors on the walls. Darker colors may be more popular but using bright colors makes a room seem more spacious. For example: Cool colors such as blues, greens, (some) purples make a small room appear larger and airier. The reverse is true of warm colors such as reds and yellows as they will make a small room seem more intimate and intense.

* A home decorating tip for integrating color into mostly white roomsblend, blend, and blend! There are many shades of white and cream that work nicely with "graduations" of accent colors. Visualize three shades of rosy pink pillows against a white sofa!

* Decorating ideas include painting the ceiling a lighter color than the walls. Use smaller patterns in wallpaper and furniture upholstery. Large patterns may be used in accessories such as pillows and throws.

* Select fewer, larger pieces of furniture to make a room appear more open and less cluttered opposed to putting lots of small pieces of furniture in the room. Taller furniture should be placed along a far wall while shorter furniture may be placed away from the wall giving a sense of spaciousness.

* The use of screens will help divide multi-purpose rooms in a small house or apartment. A bedroom or living room may have one corner as an office. A screen will provide privacy as well as hiding the trappings of the work area.

* Daybeds with a pullout trundle are the answer for small bedrooms. They will accommodate two people but take up less space in the room on a daily basis. The room can also be used as an office, craft room or quiet sitting room.

* Use textures for interest in a small room. Combining textures in your decor will give a small room interest, appeal, dimension and depth. Choose accessories and fabrics with texture for the best impact; for example: wrought iron, glass, stone, metal, chrome, copper, bronze, mirrors, detailed finishes, textured fabrics, shiny fabrics, and unique area rugs to mention a few.

* Mirrors are a great way to create an illusion of space. If you have a wall in front of the entrance as you enter your home, hang a unique mirror on that wall to open it up and add interest to the area.

*Quick change artist! Move furniture and furnishings around! Don't be afraid to rearrange items in your home. Just changing the accessories or pictures from room to room can bring about a huge change.

To help keep your beautifully decorated home organized, download a free copy of the ebook "The Essential Guide to Organizing Your Home". Go to http://www.lynnshomedecor.com/f/Opt-in_Pages.html for your free download.

Lynn CressyHildy Blog33995
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Benefits Of Proper Computer Recycling & Disposal

Computer recycling nowadays is easy to do and very commonplace as computers can be easily refurbished in order to provide 3rd world countries with older yet functioning models of computers. Disposing of computers properly is extremely important because if you sell your computer or give it away then the person who receives it has unlimited access to all of your personal information that was stored on it. If you leave your computer in the street for anyone to take away, then they would be able to access this private information as well.

In a day and age where it is easy to steal someones identity with such a small amount of information, and companies are reaping the benefits of ID Theft Prevention plans, it is sad to think that a smart adult would forget how much personal information theyve got stored on their computer. Every time you enter and save a small piece of personal information into a computer, it remains in the hard drive and usually takes a computer expert to wipe your computer clean of all of the tiny bits of your personal information. Any time you save a password or send an e-mail, that information remains no matter how many times you clean the cookies and free up some memory.

Any time you order something over the internet using a credit card number, that number gets sent to the company and is usually stored in their memory so that the next time you visit their website, shopping and paying is quicker and easier. As many as 9 million Americans have their identity stolen every year, but sadly, most of these victims are cautious consumers who happen to be targeted because of one little mistake. Disposing of your computer the wrong way could be the one little mistake that your creepy neighbor is waiting on in order for them to gain access to an abundance of your personal information.

With your personal information at the tip of their fingers, identity thieves can easily commit fraud by opening up new credit cards under your name and billing address, using your social security number to obtain illegal employment, get a loan or mortgage under your name, or even just an ID card with your name and their picture. There are no limits to what an identity thief can do with your personal information, and their reach stretches further if they have access to your e-mail accounts and internet pay systems.

The best way to protect yourself against identity theft is obviously to be a conscious consumer when it comes to using your credit cards, watch your credit history and make sure that details such as billing statements coincide with your personal records. Its important to watch what and where you spend your money, and to make sure its only you doing the spending with your accounts.

Its okay to save personal information on your computer, as long as your computer remains in your hands. Once you are done with a computer either because its old or broken or youre ready for an upgrade, there is only one safe way to dispose or recycle your old computer. In order to insure safety of your personal data and comply with environmental standards for computer disposal, your computer must be sent to a computer disposal or recycling company. Businesses such as those will properly dismantle a non-useable computer or will remove all of your personal information so that the computer is ready to be refurbished. Either way, years worth of your personal information that you entered into your computer will be properly wiped away and the theft of your identity via your trashed computer will no longer be a concern.

Sam Brown, a environmentalist, specializes in solutions to help reduce waste. His primary interest lies In http://www.recycleits.com computer recycling & finding easy http://www.recycleits.com pc disposal businesses.Henka Blog37646
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No Teletrack Payday Loans: Loans For People With Bad Credit

Payday loans are now the most viable options undertaken by most people who are experiencing financial emergencies. It is a short-term loan that intends to handle an urgent need for cash until their subsequent payday. This new system of lending doesnt involve a credit check which is a very good privilege for debtors with bad credit. Application for this kinds of loans are usually done online just over the internet. What makes this loaning convenient is the promptness of the depositing of money into the debtors bank account which is approximately 24 hours or sometimes even less.

To explain further Teletrack is a method that is employed to examine the applicants credit history and checking account. This system exposes to the loan agency the applicants flaw in his credit history such as outstanding checks in opposition to current loans, any imminent court judgments, files for bankruptcy and any other related problems with the credit history. These loan agencies dont have the exigency to authenticate the information imparted by the prospective borrowers since payday loans do not encompass large sum of money other than the fact that these are only short-term loans.

Payday loan agencies suggest instant cash advance for a temporary period, typically ranging from 2-3 weeks. In comparison to traditional loan companies, payday loan agencies offer higher interest rates in order to give a faster service and to cover any risk that may be encountered in the procedure.

Applying for a no teletrack payday loan

The only thing needed is to accomplish a form containing personal data, employment facts and selected bank account of the borrower. Some lenders who offer no teletrack payday loans obligate the borrower to fax some documents like: the most recent paycheck, a copy of the drivers license or a banks statement or an electricity bill. In order to be eligible for this kind of loan you must be a US citizen over 18 years of age and must be a full employee of a certain company. Some lenders obligate that you should be employed with the identical firm for the past 6 months. Others require a minimum monthly income of $ 1,000 with all the taxes already deducted. These loans also necessitate checking or savings account that has a debit service. Since the process is apparently easy and simple that checking you credit rating is uncalled-for therefore giving you a probability of almost 100% to be approved.

As soon as you application is approved you can immediately and directly get your money transferred into your checking account. In lieu of these no teletrack payday loans, you wont have to worry about rigid timings because everything is subject to your decision. Not to mention that you can take advantage of applying for it at perfectly any time you would want to.

Issues on repayment

Repayment of your loan is indicated on your application form but usually its the time when you get to accept your next paycheck. The lending companies instantly debit the fund and the fee from your account. In the event that you would need more time to repay your loan, you can always ask for an extension few days preceding the automatic debit. Early payment though is advised so as not to accumulate any added fees. This kind of loan could be a savior but also a burden if not paid on time.

Mario Churchill is a freelance author and has written over 200 articles on various subjects. For more information about a npaydayloan or payday advance checkout http://www.paydayloansinfo.orgHaleigh Blog83293
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Tea: How Is White Tea Different From Other Teas?

In recent years, white tea has gained great popularity. Tea connoisseurs everywhere have come to appreciate white teas delicate, slightly sweet flavor. Though white tea comes from the camellia sinensis plant, just like black tea, green tea and oolong tea, there are several significant differences between white tea and other teas.

Processing - White tea is harvested before the leaves are fully open, when the buds have fine white hair covering them. This is much earlier than other teas are harvested. In addition, white tea leaves are not fermented. Rather their leaves are simply steamed and then dried, often right in the fields. This protects white teas delicate flavor.

Availability Less white tea is grown than other types of tea in the world. Most tea gardens designate just a few tea bushes for early harvest to create white tea. In addition, white tea is grown in far fewer areas of the world. Most of it is grown in China and Japan, and a little is grown in small areas of India and Sri Lanka. However, we may find more and more tea gardens concentrating on white tea as the demand for it grows.

Cost Because white tea is fairly rare, youll find that it costs a bit more. However, white tea is gaining popularity, which means that its likely that it will become more readily availability, which is likely to drive down the price.

Flavor White tea has a very delicate flavor that is slightly sweet. It has a paler color than other teas. In fact, it may appear that you didnt steep it long enough, if you judge just by the color. It also has far less aroma than green, oolong or black tea.

Serving method Do not pour boiling water on white tea leaves; the temperature should be a bit shy of the boiling point. And, experts recommend that you not use sweetener or milk in white tea; it should be served plain.

Caffeine Content White tea has the least caffeine of any tea. White tea contains about 15 mg of caffeine per serving, while black tea contains 40 and green tea contains 20. This makes white tea an excellent choice for the caffeine sensitive.

Health Benefits White tea contains all the benefits usually associated with drinking green tea, but with additional benefits, as well. Like green tea, white tea holds antioxidants in their natural state. These anti-oxidants have been shown to:

Reduce your risk of cancer Many different studies have supported the finding that green tea and, because of its similarity, white tea, can prevent and possibly even help treat cancer. Several studies have shown that Asian cultures, where tea drinking is most common, to have significantly lower incidences of many forms of cancer. Some other studies have suggested that a compound in these teas can actually inhibit the growth of cancer cells.

This compound may prevent cancer in healthy people, and may even be able to slow down cancers progress in those already battling the disease. It appears that tea may be most effective at preventing bladder, colon, rectal, esophageal, bladder, liver, lung, pancreatic cancer, breast cancer and prostate cancer.

Lowers Cholesterol - Tea has been shown to be effective in lowering LDL cholesterol. Tea also appears to inhibit the formation of abnormal blood clots. These clots, also known as thrombosis, are the leading cause of heart attacks and strokes. Many studies have shown that when coupled with a low cholesterol diet, participants who drank tea reported lowering cholesterol levels more than participants on the same diet who did not consume tea daily.

Ease Rheumatoid Arthritis Teas anti-oxidants may also be able to prevent and reduce the severity of rheumatoid arthritis. Several studies have shown dramatic reduction in the incidents of arthritis in mice that were fed tea. In addition, the mice that did develop arthritis developed a milder form with an onset later in life. In addition, rheumatoid arthritis is far less common in the Asian world, where tea drinking is much more frequent.

Help Lose Weight Teas combination of catechins and caffeine appear to speed up the metabolism and may help with weight loss. It may also help regulate insulin in the body, which can be beneficial for diabetics.

Prevent Alzheimers disease Studies suggest that tea drinkers may also be less likely to develop Alzheimers disease.

Improve your immune system One benefit of drinking white tea that is not found in drinking other forms of tea is that white tea seems to be especially good at improving your immune system, which makes your body more effective at fighting off bacteria and viruses. White tea seems to be especially effective at killing the staph and strep viruses.

So, as you can see, white tea is very much like other teas, and very different at the same time. What this means to most of us is that its a great tea to add to our usual list of treasured teas. Once you try white tea, youre certain to want to drink it just as regularly as the other varieties of tea youve grown to love.

Marcus Stout is President of the Golden Moon Tea Company. For more information about tea, white tea and wholesale tea go to http://www.goldenmoontea.Hedi Blog2279
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